Barristers | Title & Closing Services | A Division of Cronin, Bisson & Zalinsky, PC

Call: 603-665-9495

Barristers | Title & Closing Services | A Division of Cronin, Bisson & Zalinsky, PC
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Getting Ready For Your Real Estate Closing Day

Closing is the final step in the real estate purchase process. As a buyer, you may have anticipated this day with great excitement. If you have not purchased a home before, you may be unfamiliar with all of the steps involved in closing on a piece of real estate. Barristers Title, a division of the law firm Cronin Bisson & Zalinsky P.C., helps clients ready themselves for closings. Our attorneys provide trustworthy guidance on title searches, title insurance, the loan/mortgage process, and other key parts of real estate transactions.

What To Expect At A Real Estate Closing

Real estate closings can vary considerably, depending on the specifics related to the transaction. In some cases, all parties meet in one room at the same time. In others, sellers sign paperwork separately from the persons purchasing the property.

You can expect to sign a number of documents at the closing, including those related to:

  • Points, in which you pay up-front a certain amount to lower your mortgage interest rate. Generally, one point is equal to one percent of the mortgage amount.
  • The mortgage note and the deed of trust, which fund your purchase and give the lender the ability to file a claim against the property if you fail to pay your mortgage.
  • The HUD-1 Settlement Statement, which sets forth all terms of the purchase agreement.
  • Closing costs, which can include fees for title searches, attorney’s fees, appraisal fees, fees to record your transaction with the city or county and an underwriting fee for your loan.
  • A certificate of occupancy if you’re buying a brand-new home.
  • A purchase agreement, which finalizes your home purchase.

Our attorneys are happy to answer any questions you have about the purchase of your new home – before, during or after closing day.

Schedule Your Closing With Confidence

Work with our attorneys at Barristers Title, who strive to ensure that your closing will go smoothly. Call our office in Manchester at 603-665-9495 or send us an online message to schedule your closing date. Our offices are available for closings between 7:30 a.m. and 6 p.m., Monday through Friday. We can arrange flexible closing times and locations upon request.